Join Us

Finanzi is a Malta-based professional services group offering accounting, audit, compliance, corporate
services, advisory to local and international clients and immigration services through a number of
regulated entities, including a Class C Company Service Provider authorised by the MFSA.

The Role

Finanzi is hiring one compliance professional to run its AML/CFT and regulatory compliance functions and
to advise its service teams. Candidates without a prior MLRO title are welcome if they bring solid
compliance advisory and AML experience.

The purpose of the role is to keep Finanzi compliant with the PMLFTR, the FIAU Implementing
Procedures and its MFSA Class C CSP licence conditions, while helping the business take on good clients
efficiently.

It combines three functions: MLRO (AML/CFT and reporting), Compliance Officer (MFSA licence
obligations) and Compliance Advisor (day-to-day guidance to client-facing teams).

Key Responsibilities

Regulatory Liaison and Reporting

• Act as the appointed MLRO and central point of contact with the FIAU and the MFSA.
• Receive and investigate internal suspicion reports, document decisions and submit Suspicious Transaction Reports (STRs) to the FIAU in a timely manner.
• Manage regulatory submissions, including the annual REQ, questionnaires and FIAU requests for
  information.
• Coordinate regulatory inspections, thematic reviews and external audits, and oversee any resulting
  remediation.
• Prepare and present quarterly MLRO and Compliance reports and AML/CFT management
  information for the Board.

Framework and Risk Assessment

• Maintain and update AML/CFT policies, procedures and controls, including periodic gap analyses.
• Oversee and update the Business Risk Assessment, the Customer and Jurisdictional Risk Assessment
  methodologies, the Risk Appetite Statement and the client risk register.
• Monitor the adequacy and effectiveness of AML/CFT controls and risk management policies and the
  level of adherence by staff.
• Ensure alignment with the PMLA, PMLFTR, FIAU Implementing Procedures (Parts I and II for CSPs, Accountants & Auditors and Tax Advisors), FATF Recommendations and MFSA expectations.

Due Diligence and Monitoring

• Review and approve CDD and EDD files at onboarding and periodic review, obtaining senior
  management approval for high-risk and PEP relationships.
• Approve or refuse high-risk clients, and recommend exiting relationships where risk cannot be
  mitigated.
• Assess source of wealth and source of funds, including through financial statements, contracts and
  transaction documents.
• Oversee ongoing monitoring, sanctions and PEP screening, adverse-media screening and enhanced
  oversight of high-risk clients.
• Advise on red flags in client records, unusual transactions and gaps between activity and declared
  business.
• Provide guidance to client-facing teams on AML/CFT requirements.

CSP Compliance

• Ensure ongoing compliance with the Company Service Providers Act, the MFSA CSP Rulebook and
  the conditions of Finanzi’s Class C licence.
• Design and run an annual, risk-based Compliance Monitoring Programme, and track findings to
  closure.
• Maintain the Compliance Manual and related policies: conflicts of interest, outsourcing, record
  keeping, complaints and breach reporting.
• Monitor directorship and company secretary appointments held by Finanzi officers, including time
  commitment, conflicts and the real oversight each role requires.
• Assess and record breaches and incidents, and notify the MFSA where required.
• Carry out due diligence on outsourced service providers and review the related agreements.
• Monitor regulatory developments in Malta and the EU, and assess their impact on Finanzi.

Training and Continuous Improvement

• Deliver AML/CFT training across the organisation, maintain training logs and promote a strong
  compliance culture.
• Monitor regulatory developments, including the EU AML package and AMLA, and update internal
  frameworks accordingly.
• Oversee Deputy MLRO or Designated Employee cover arrangements.

Requirements

• Degree in Law, Finance, Accountancy, Business or a related field.
• Professional AML/CFT certification (ICA or ACAMS) is considered an asset.
• At least 5 years in AML/CFT or regulatory compliance in a subject person in Malta, such as a CSP,
  trustee, accounting or audit firm, bank or financial institution. Being already approved by MFSA as
  MLRO is an asset but equivalent hands-on AML/CFT and compliance advisory experience is
  accepted.
• Strong working knowledge of the PMLA, PMLFTR, FIAU Implementing Procedures, EU AML
  Directives and the CSP Rulebook.
• Experience writing or reviewing AML/CFT policies, risk assessments and Board-level reports.
• Ability to meet the MFSA fitness and properness standard.
• Strong analytical, investigative and written communication skills, particularly in regulatory
  correspondence.
• Holds firm on AML/CFT decisions under commercial pressure, while explaining them clearly to
  partners and clients.
• Applies a genuine risk-based approach rather than one rule for every case.
  High integrity, sound judgement, strict confidentiality and the ability to work independently.

What We Offer

• Remuneration package of circa EUR 65,000 per annum, commensurate with experience.
• Two days of remote working per week following the probationary period.
• Private health insurance following the probationary period.
• Dedicated parking space.
• Annual performance reviews.
• Sponsored AML/CFT training and continuous professional development.

Are you an experienced auditor ready to take your career to the next level? Join our vibrant and forward-thinking team as a Senior within the Audit and Assurance Department and play a crucial role in delivering high-quality financial audits for a diverse and expanding client portfolio. This is a fantastic opportunity to work in a dynamic and innovative environment, where your expertise will be valued and your career growth will be supported.

As a Senior within the Audit and Assurance team, you will be working with a team of professionals to provide expert auditing services, build strong client relationships, and ensure that audits are conducted with the highest level of accuracy and efficiency. The ideal candidate will have a strong grasp of accounting and auditing principles, excellent attention to detail, and the ability to work comfortably with numbers.

Key Responsibilities:

• Collaborate within a team to understand client businesses and provide tailored audit solutions.
• Interact with clients to gather essential data and information needed for audits.
• Build and maintain strong working relationships with clients and their staff.
• Complete audit working papers, documenting tests and findings accurately.
• Manage the audit engagement from planning to completion within the set timeframes, ensuring high standards and keeping engagement leaders informed.
• Analyse financial data and assess the accuracy of financial statements.
• Prepare and review financial statements in accordance with GAPSME and IFRS standards.
• Supervise and mentor junior team members while maintaining effective communication with audit managers.

What We Offer:

• An exciting, collaborative work environment with a young and innovative team.
• Opportunities for professional development and career progression.
• Competitive salary and benefits package.
• A dynamic and diverse client portfolio that will allow you to broaden your skills and expertise.

Requirements

• In-depth knowledge of current auditing techniques.
• Experience and familiarity with GAPSME, IFRS, and International Auditing Standards.
• Excellent attention to detail and ability to work under tight deadlines.
• Proficiency in MS Office applications (Word, Excel, PowerPoint, Outlook).
• Well-organized, flexible, and a strong team player.
• Fluent in English, both written and spoken.

Education and Experience

• ACCA qualification (or similar) in the final stages or already obtained.
• At least 3 years of relevant work experience in auditing.

Benefits

• Working Hours: Flexible hours in an office-based role with two remote day per week.
• Health Insurance.
• Other Benefits: Exposure to a young and dynamic CSP environment, strong development opportunities, and a supportive, people-focused culture.
• Career Development: Opportunities for professional growth and advancement within a dynamic and expanding company.

Languages
English

Reporting to the Senior within the Audit and Assurance Department.

Are you an experienced auditor ready to take your career to the next level? Join our vibrant and forward-thinking team as a Semi-Senior within our Audit and Assurance Department and play a crucial role in delivering high-quality financial audits for a diverse and expanding client portfolio. This is a fantastic opportunity to work in a dynamic and innovative environment, where your expertise will be valued and your career growth will be supported.

As a Semi-Senior, you will be working with a team of professionals to provide expert auditing services, build strong client relationships, and ensure that audits are conducted with the highest level of accuracy and efficiency. The ideal candidate will have a strong grasp of accounting and auditing principles, excellent attention to detail, and the ability to work comfortably with numbers.

Key Responsibilities:

• Assist with planning, execution, and finalisation of audit engagements.
• Interact with clients to gather essential data and information needed for audits.
• Perform detailed audit procedures, including control testing, substantive testing, analytical reviews, and preparing audit working papers.
• Contribute to identifying and documenting internal control weaknesses or business-process improvement areas.
• Build and maintain strong working relationships with clients and their staff.
• Complete audit working papers, documenting tests and findings accurately.
• Support audit managers and seniors in managing audit engagements; keep them updated on progress and flag any issues.
• Prepare and review financial statements in accordance with GAPSME and IFRS standards.
• Mentor or guide junior auditors or trainees; assist them in audit testing and documentation.

What We Offer:

• An exciting, collaborative work environment with a young and innovative team.
• Opportunities for professional development and career progression.
• Competitive salary and benefits package.
• A dynamic and diverse client portfolio that will allow you to broaden your skills and expertise.
• Supportive team culture and a chance to mentor and guide junior staff.

Requirements

• In-depth knowledge of current auditing techniques.
• Familiarity with GAPSME, IFRS, and International Auditing Standards.
• Excellent attention to detail and ability to work under tight deadlines.
• Proficiency in MS Office applications (Word, Excel, PowerPoint, Outlook).
• Well-organized, flexible, and a strong team player.
• Fluent in English, both written and spoken.

Education and Experience

• ACCA qualification (or similar) in the final stages or already obtained.
• At least 2 years of relevant work experience in auditing.

Benefits

• Working Hours: Flexible hours in an office-based role with two remote day per week.
• Health Insurance.
• Other Benefits: Exposure to a young and dynamic CSP environment, strong development opportunities, and a supportive, people-focused culture.
• Career Development: Opportunities for professional growth and advancement within a dynamic and expanding company.

Languages
English

At Finanzi, we’re passionate about delivering exceptional accounting services to a diverse and growing client base and we’re looking for a driven Assistant Accounting Manager to be part of our journey.

In this role, you will work alongside the Accounting Manager to oversee daily operations, support client deliverables, and ensure our standards of accuracy and compliance remain second to none. You will also mentor junior team members, review their work, and play an active role in improving our processes for even greater efficiency. If you are detail-oriented, proactive, and eager to make an impact in a fast-paced environment where ideas are valued and growth is encouraged, this is your opportunity to take your accounting career to the next level.

Key Responsibilities

• Support the Accounting Manager in managing client relationships and delivering accurate, timely accounting services.
• Prepare and review financial statements and reports, ensuring compliance with GAAP, IFRS, and other regulatory standards.
• Supervise and mentor junior accountants, providing guidance, feedback, and on-the-job training.
• Assist in the onboarding of new clients, helping integrate financial records into firm systems.
• Support the month-end and year-end closing processes, including account reconciliations and journal entries.
• Review bookkeeping, VAT returns, and payroll prepared by junior team members.
• Assist with coordinating external audits, liaising with auditors, and implementing audit recommendations.
• Contribute to the preparation of budgets, forecasts, and variance analysis for clients.
• Support the implementation and maintenance of internal controls for clients to safeguard assets and ensure reliable reporting.
• Assist with ensuring compliance with statutory and tax filing requirements.
• Participate in identifying and implementing process improvements to enhance efficiency.
• Support the use and monitoring of accounting systems and software, ensuring data integrity and accuracy.
• Collaborate with colleagues across departments to provide comprehensive services to clients.

Qualifications and Experience Required

• Education: Bachelor’s degree in Accounting, Finance, or related field; ACCA in progress or partly qualified preferred OR fully Qualified or in the final stages of obtaining an Accounting Qualification.
• Experience: Minimum of 3–4 years of accounting experience, ideally in a client service or corporate services environment, with some exposure to supervising or mentoring junior staff.

Skills

• Solid knowledge of financial reporting and accounting principles.
• Familiarity with IFRS and GASPME reporting standards is a must.
• Proficiency in accounting software (e.g., Xero) and MS Office Suite, particularly Excel.
• Strong organizational skills, with the ability to manage multiple client deliverables under tight deadlines.
• Analytical mindset with attention to detail and problem-solving ability.
• Good communication and interpersonal skills, with a client-focused approach.
• Ability to work independently while contributing effectively to a team.
• Flexibility to adapt to day-to-day changes in workload and priorities.

What We Offer:

• Competitive salary and benefits package
• Opportunities for career growth and professional development
• Collaborative and dynamic work environment
• Exposure to high-level projects and responsibility
• Two days working from home after 6 months of probation
• Private Health Insurance after 6 months of probation

Responsible for overseeing the banking operations function and supervising the Banking Officer to ensure efficient, compliant, and high-quality execution of client banking matters. The role also provides operational support on corporate matters where banking and statutory processes intersect, and liaises closely with the accounting department to maintain alignment across financial and corporate workflows.

Key Duties & Responsibilities

Banking Operations:

• Supervising and reviewing the work of the Banking Officer to ensure accuracy and timely completion of tasks.
• Overseeing client bank account opening processes from initiation through to approval.
• Reviewing due diligence documentation prior to submission to banks and financial institutions.
• Acting as escalation point for complex, high-risk or delayed banking applications.
• Managing and overseeing KYC periodic reviews conducted by banking institutions.
• Overseeing day-to-day banking administration matters (user amendments, additional accounts, access changes, etc.).
• Liaising directly with local and international banks, e-money institutions and other financial providers.
• Supporting onboarding of new banking or financial channels where required.
• Developing and refining internal banking procedures, tracking tools and workflow systems.
• Supporting loan facilitation and other structured financial projects for clients.

Experience & Requirements

• Minimum 4 years’ experience within banking operations or a corporate service provider environment.
• Strong knowledge of KYC, due diligence and banking onboarding procedures.
• Working knowledge of Maltese corporate law and statutory requirements.
• Experience supervising or mentoring team members will be considered an asset.
• Excellent organisational, leadership and stakeholder management skills.

Benefits:

• Attractive remuneration package
• Private health insurance after 6 months’ probation period.
• 2 days remote working per week after completing a successful 6-month probation.
• A dynamic, supportive, and innovative work environment offering opportunities for professional growth.

The Role: Immigration Advisor specialised in Residence programmes & Citizenship frameworks
Full-time

Finanzi is looking for an Immigration Advisor who has built their career on Malta’s residence
programmes and citizenship frameworks.

The successful candidate will provide expert advisory services to private clients across a broad range
of immigration pathways, residency programmes, and citizenship matters. This is an excellent
opportunity for a professional to grow within a dynamic and client-focused environment, supported
by a team who will provide ongoing review and mentorship.

Description

Client origination and advisory

• Handling inbound enquiries from high-net-worth individuals and families, qualifying them
  properly, and converting the ones that are a genuine fit.
• Advising prospective clients on programme selection — eligibility, timelines, qualifying
  investment and property thresholds, tax consequences, family dependants, and the realistic
  prospects of a given profile clearing due diligence.
• Building and maintaining relationships with introducers: private banks, family offices, wealth
  managers, tax advisors, law firms and overseas migration agents.
• Preparing fee proposals and engagement letters and negotiating terms.
• Representing Finanzi at industry events and client meetings, in Malta and abroad.
• Managing your own pipeline: tracking enquiries through to signature, and reporting on
  conversion.
• Supporting with business strategy.
  Application management
• Running applications end-to-end.
• Assembling and stress-testing source of wealth and source of funds documentation before it
  reaches the authorities.
• Managing the due diligence process and responding to Agency queries, clarification requests
  and adverse findings.
• Coordinating the qualifying elements of each application: property purchase or lease,
  contributions, donations, insurance, and the supporting evidence for each.
• Liaising with Residency Malta Agency, Komunità Malta, Identità, the Commissioner for
  Revenue and the Public Registry.
• Keeping clients informed at every stage and managing expectations honestly when timelines
  slip.
• Contributing to internal training and to the firm’s published regulatory updates.
  Requirements
• The ideal candidate should bring 2+ years of experience working on Malta’s high-value
  residence programmes and citizenship frameworks.
• Direct experience of source of wealth and due diligence documentation for high-net-worth
  applicants.
• A track record of client-facing work.
• Fluent written and spoken English to a standard suitable for advising sophisticated
  international clients.
• Strong organisational judgement, with the ability to run multiple live files independently.
• Proactive and self-motivated, with excellent communication and interpersonal skills.
  Considered an asset
• A degree in law, or a strong background in tax or private client advisory.
• Experience of a competing jurisdiction’s programmes — Portugal, Greece, Cyprus, the
  Caribbean, the UAE.

What We Offer

You will join a small, senior immigration function inside a firm covering audit, tax, corporate services
and accounting — which means your clients’ cross-border tax and structuring questions get
answered in-house rather than referred out.
The department is being built, not maintained. There is real scope to shape how it develops and to
grow into a leadership position as it does.

Upon successful completion of probation:

• Private Health Insurance
• Summer Hours
• Hybrid work
• Referral Program