Malta Global Residency Programme

Establish your European base with strategic tax planning and exceptional lifestyle benefits

Your Gateway to European Residency with Exceptional Tax Benefits

At Finanzi, we recognise that effective tax planning is essential for both families and businesses seeking to optimise their financial position whilst maintaining lifestyle quality. With this in mind, we are pleased to present the Malta Global Residency Programme (GRP) as an attractive option for our clients who wish to combine long-term financial efficiency with the lifestyle, security and opportunities that Malta provides.

Malta is internationally renowned for its historic Mediterranean charm, year-round sunshine, English-speaking environment and thriving international business community. The island nation offers excellent connectivity to major European, North African and Middle Eastern markets, making it an ideal hub for internationally mobile individuals and entrepreneurs.

What is the Global Residency Programme?

The Global Residency Programme (GRP) offers non-EU, non-EEA and non-Swiss nationals a unique opportunity to establish residency in Malta whilst benefiting from advantageous taxation treatment on foreign income. This programme provides an ideal balance between work and leisure, combining Malta’s strategic location within the European Union with a favourable tax regime designed for internationally mobile individuals and their families.

Eligibility Criteria

To qualify for the programme, applicants must demonstrate financial stability, good character and a genuine commitment to establishing meaningful ties with Malta. The Maltese authorities conduct thorough due diligence to ensure programme integrity

01

Valid Travel Documentation

Hold a valid passport or travel document recognised by the Maltese authorities, with sufficient validity to support your residency application and ongoing status.

02

Qualifying Property

Rent property at minimum €8,750 annually in Gozo or southern Malta, or €9,600 in other areas. Alternatively, purchase property valued at least €220,000 in Gozo/south Malta or €275,000 elsewhere.

03

Health Insurance

Maintain comprehensive health insurance covering medical risks in Malta and across the European Union, ensuring adequate protection for you and your qualifying dependants.

04

Due Diligence

Successfully pass rigorous due diligence and background checks conducted by the Maltese authorities to ensure compliance with programme standards and Maltese law.

05

Financial Commitment

Pay an annual minimum tax of €15,000 on foreign income remitted to Malta, together with a one-time, non-refundable application fee of €6,000 to process your residency

06

Residency Requirements

To obtain a tax residence certificate, spend at least 183 days in Malta annually, or demonstrate that Malta serves as your main place of residence with a reasonable amount of time spent in the country.

Tax Advantages of the GRP

The Malta Global Residency Programme offers a highly competitive tax framework that provides substantial benefits for individuals with international income sources. This tax-efficient structure allows beneficiaries to optimise their global tax position whilst enjoying the stability and security of EU residency.

Favourable Tax Rate

15% tax rate applied to foreign income remitted to Malta, subject to a minimum annual tax payment of €15,000, providing certainty and competitive taxation.

Foreign Income Exemption

No Malta tax is chargeable on income arising outside Malta which is not received in Malta, allowing strategic income planning and retention of wealth outside the jurisdiction.

Capital Gains Treatment

No Malta tax is chargeable on capital gains realised outside Malta, even if these gains are received in Malta, providing excellent opportunities for investment planning.

Double Tax Relief

Applicants are entitled to relief from double taxation on income arising outside Malta, ensuring you don’t pay tax twice on the same income through Malta’s extensive treaty network.

Important Note: Income arising in Malta and capital gains realised in Malta would be subject to taxation in Malta at the standard rate of 35%. Our advisers can help structure your affairs to optimise your overall tax position.

Beyond Tax: Lifestyle and Practical Benefits

Schengen Access

Enjoy visa-free travel across the entire Schengen Zone, comprising 27 European countries, enabling seamless business and leisure travel throughout continental Europe without border controls.

Family Inclusion

Include your entire family: spouses or life partners, children (including adult dependants under specific conditions), financially dependent parents, siblings, grandparents, and even household staff with two years’ service.

Flexible Residency

Applicants are not required to live in Malta throughout the entire year to maintain their status, providing flexibility for those with international business interests or personal commitments elsewhere.

Mediterranean Climate

Benefit from Malta’s enviable Mediterranean climate with over 300 days of sunshine annually, warm winters and pleasant summers, creating an exceptional quality of life year-round.

Quality Healthcare

Access excellent public and private healthcare systems, with modern facilities, highly trained medical professionals and comprehensive services meeting international standards.

Education Excellence

Choose from outstanding international schools, English-medium education throughout, and access to universities offering British-style qualifications, ensuring excellent educational opportunities for your children.

Strategic Connectivity

Malta’s exceptional geographic position in the heart of the Mediterranean provides unparalleled connectivity. The island offers easy travel connections to and from Europe, North Africa and the Middle East, with frequent direct flights to major business centres. This strategic location enables seamless collaboration across regions, making Malta an ideal base for internationally active families and businesses managing operations across multiple continents.

Who Can Apply as Dependants?

The Global Residency Programme is designed with families in mind, recognising that residency decisions affect entire households. The programme offers generous provisions for including qualifying dependants, ensuring your family can relocate together and enjoy Malta’s benefits.

Spouse or Partner

The spouse of the main applicant, or the person with whom the beneficiary is in a stable and durable relationship, akin to marriage.

Spouse or Partner

The spouse of the main applicant, or the person with whom the beneficiary is in a stable and durable relationship, akin to marriage.

Adult Children (18-25)

Children between 18 and 25 years old, including adopted children, provided that such children are not economically active and remain financially dependent.

Dependent Adult Children

Children of any age, including adopted, who are unable to maintain themselves due to circumstances of illness or disability of a serious nature requiring ongoing support.

Extended Family

Dependent brothers, sisters and direct relatives in the ascending line (parents, grandparents) of the main applicant or their spouse/partner, subject to dependency requirements.

Household Staff

Household staff members who have been with the family for at least two years from the date of application, subject to specific conditions and requirements.

Why Partner with Finanzi?

Choosing a residency programme represents far more than a financial decision—it’s a significant life decision that will affect you and your family for years to come. That’s precisely why we provide a holistic, comprehensive service that carefully aligns your residency goals with both your personal circumstances and professional objectives, ensuring every aspect is considered and optimised.

Integrated Expertise

Benefit from our unique combination of immigration and tax advisory services under one roof, eliminating the need to coordinate between multiple advisers and ensuring seamless, consistent advice throughout your residency journey.

Personalised Service

Every case is handled with the utmost discretion and tailored strategies specifically designed for your unique circumstances, goals and family situation. We recognise that no two clients are identical.

Local Roots, International Reach

Benefit from our onthe-ground support team in Malta, combined with an extensive professional network that spans globally, ensuring you receive expert local knowledge backed by international best practices.

Strategic Planning

We work with you from day one to create optimised residency and tax structures that align with your long-term objectives, ensuring maximum efficiency and compliance from the outset of your Malta journey.

Relocation Assistance

Access our network of trusted property specialists, relocation partners, schools advisers and local service providers who can help make your transition to Malta smooth, efficient and stress-free for your entire family.

Contact Information

Email: info@finanzi.com, Phone: +356 1234 5678

Schedule Consultation

Why Choose Finanzi

Finanzi brings together highly experienced professionals across Investment Immigration, Legal Services, and International Tax Planning to deliver outstanding solutions tailored to your unique circumstances. Our integrated approach ensures that every aspect of your citizenship and residence planning aligns with your broader wealth management, business, and family objectives.

Your Companion on the Pathway to Global Mobility

Finanzi stands ready to guide you through the complexities of citizenship and residence planning with expertise, discretion, and unwavering commitment to your success.

Contact us for more information

Stuart Urpani

Director

stuart@finanzi.com.mt

Janice Cassar

Accounting Manager

janice@finanzi.com.mt

Daryl Caruana

Director

daryl@finanzi.com.mt